Request Home Quote Now
The Robert Mooney Agency represents and sells Allstate home insurance products that provide protection for your home and personal property from:
Policies also include coverage for helping the policyholder pay:
Coverage for contents on all home insurance policies is equal to 75% of dwelling limit. Policyholders can extend their coverage up to an additional 20% in the event of a covered loss to your home.
Homeowners can also personalize their coverage with the following options:
Allstate offers Claim-Free Bonus and Claim RateGuard policy features that keep rates low for policyholders who rarely or never file insurance claims. Click here to learn more about Allstate home insurance coverage options, discounts and savings.
- fire
- smoke
- lightning
- theft
- wind and hail damage
- explosion
- freezing of plumbing, steam or water heating systems
- falling objects
- vandalism / riot (included in condo insurance coverage only)
Policies also include coverage for helping the policyholder pay:
- for medical expenses on covered losses for visitors who are injured on your property.
- reasonable increase in living expenses if your home becomes uninhabitable after a covered loss, such as a fire.
- for covered damages that the policyholder is legally obligated to pay, such as bodily injury and property damage lawsuits.
- for losses from theft on or off the premises of condominium properties.
Coverage for contents on all home insurance policies is equal to 75% of dwelling limit. Policyholders can extend their coverage up to an additional 20% in the event of a covered loss to your home.
Homeowners can also personalize their coverage with the following options:
- Eletrconic Data Recovery:Covers up to $5,000 for recovery of lost data from a computer
- Home Enterprise Coverage: Expands coverage for office or studio, including electronic data recovery and liability protections
- Identity Restoration: Coverage for identity theft victims that can help restore your good name
- Music & Photography: Expands coverage for musical instruments and camera equipment
- Prized Possessions: Increases limits for jewelry, watches, furs and silveware
- Sports & Leisure: Provided protection for sports equipemnt, including kayaks, canoes and other watercraft
- Yard & Garden: Increases limits and expands coverage for items including trees, landscaping and riding lawnmowers
Allstate offers Claim-Free Bonus and Claim RateGuard policy features that keep rates low for policyholders who rarely or never file insurance claims. Click here to learn more about Allstate home insurance coverage options, discounts and savings.
Allstate has been one of the top condo insurers in the country and has been helping condo owners protect their valuables for more than 30 years.
Homeowners associations routinely purchase insurance for your building and the common property surrounding your unit. However, this coverage does protect the interior walls, appliances, cabinetry, personal belongings inside your home or liability protection for incidents that occur inside your home.
Allstate Insurance offers basic condo insurance coverage or policyhoders can upgrade coverage to protect their assets with scheduled personal property, personal umbrella policy and identity restoration. Click here to learn more about Allstate condominium insurance coverage options and discounts.
Homeowners associations routinely purchase insurance for your building and the common property surrounding your unit. However, this coverage does protect the interior walls, appliances, cabinetry, personal belongings inside your home or liability protection for incidents that occur inside your home.
Allstate Insurance offers basic condo insurance coverage or policyhoders can upgrade coverage to protect their assets with scheduled personal property, personal umbrella policy and identity restoration. Click here to learn more about Allstate condominium insurance coverage options and discounts.
Allstate's Renters' Insurance policy protects your personal property if it is damaged, destroyed or stolen. Renters insurance policy also covers family liability, guest medical expenses for injuries occurred on your property and living expenses if you are forced to relocate from your property if it is damaged or deemed inhabitable. Renters' insurance policies do not cover damages from floods (a separate flood policy is available though).
Click here to learn more about Allstate Renters Insurance coverage options and discounts.
Click here to learn more about Allstate Renters Insurance coverage options and discounts.
Manufactured home owners have different concerns than most other homeowners. Allstate manufactured home insurance policies include most of the coverages listed above but also offer a variety of additional options including:
Other options upgrades include increased limtis on other structures or medical payments, ability to add liability and medical coverage for business pursuits, and increased protection for fire department charges and for satellite dish antennas.
- Building Structure Reimbursement
- Actual Cash Value Loss Settlement Endorsement
- Building Structure Reimbursement Extended Limits
- Personal Property Reimbursement Option
- Variety of Deductibles
Other options upgrades include increased limtis on other structures or medical payments, ability to add liability and medical coverage for business pursuits, and increased protection for fire department charges and for satellite dish antennas.
The Landlord Policy offers protection for rental properties that have up to four family unites and are not occuppied by the owner. The policy is designed to pay for damages to your rental properties and any damages that you as a landlord are legally obligated to pay.
Landlord policies cover many of the losses described above as well as damage by aircraft, air conditioning systems, household appliance; collapse of a building due to the weight of ice, snow or sleet; building glass breakage; civil commotion; riots; electrical cirrent variances; injuries arising from conditions on property; and compensation for lost rental income.
Landlord policies cover many of the losses described above as well as damage by aircraft, air conditioning systems, household appliance; collapse of a building due to the weight of ice, snow or sleet; building glass breakage; civil commotion; riots; electrical cirrent variances; injuries arising from conditions on property; and compensation for lost rental income.